Terms and Conditions
Effective Date: 10/07/2025
1. Introduction
These Terms and Conditions (“Terms”) govern your use of the website https://sviluppofinanza.com (“Website”) and the services offered by SVILUPPO FINANZA SRL (“we”, “our”, “us”). By accessing or using our Website and services, you agree to be bound by these Terms.
If you do not agree to these Terms, you must not use our Website or services.
2. Company Information
Company Name: SVILUPPO FINANZA SRL
Registered Office: Via Dei Dauni 24, 00185 – Roma (RM), Italy
VAT Number: IT09480641001
Italian Tax Code: 09480641001
Date of Incorporation: 24 January 2020
Email: info@sviluppofinanza.com
Phone: +39 350 053 0675
3. Our Services
SVILUPPO FINANZA SRL offers online loans ranging from €3,000 to €500,000 with a fixed Annual Percentage Rate (APR) of 2% per annum and repayment terms from 12 months to 300 months.
Our services include:
- Personal loans
- Car loans
- Home loans
- Home improvement loans
- Consumer loans
- Leasing
- Debt consolidation
- Business loans
- Project and investment loans
All loan offers are subject to verification of identity, proof of address, and eligibility checks.
4. Eligibility
To apply for a loan, you must:
- Be at least 18 years old
- Have a valid government-issued ID
- Provide proof of address
- Meet our internal eligibility and compliance checks
We reserve the right to decline any application without providing a reason.
5. Application Process
To apply for a loan, you must submit accurate and truthful information via our online application form. Submission of an application does not guarantee approval. Approval is subject to our internal review and applicable laws.
6. Fees and Interest
- Interest rate: Fixed APR of 2% per annum.
- No hidden charges will be applied.
- Any applicable administrative fees will be disclosed before you accept a loan offer.
7. Repayment
The repayment schedule, amount, and due dates will be clearly stated in your loan agreement. Late or missed payments may result in additional charges, reporting to credit bureaus, and collection actions.
8. Prohibited Use
You agree not to use our Website or services:
- For any unlawful purpose
- To submit false or misleading information
- To attempt to gain unauthorized access to our systems
- For money laundering, fraud, or other illegal activities
9. Intellectual Property
All content, logos, graphics, and materials on the Website are the intellectual property of SVILUPPO FINANZA SRL or licensed to us. You may not copy, reproduce, or use them without prior written consent.
10. Limitation of Liability
To the extent permitted by law, SVILUPPO FINANZA SRL shall not be liable for any indirect, incidental, or consequential damages arising from your use of our Website or services.
11. Privacy and Data Protection
We process personal data in accordance with our Privacy Policy and applicable data protection laws, including GDPR. By using our services, you consent to such processing.
12. Third-Party Links
Our Website may contain links to third-party websites. We are not responsible for the content, privacy practices, or activities of these websites.
13. Termination
We may suspend or terminate your access to our Website or services at any time if you breach these Terms or for any other valid reason.
14. Governing Law and Jurisdiction
These Terms are governed by the laws of Italy. Any disputes will be subject to the exclusive jurisdiction of the courts of Rome, Italy.
15. Changes to These Terms
We may update these Terms from time to time. The latest version will be published on our Website with the updated “Effective Date.”
Contact Information:
SVILUPPO FINANZA SRL
Via Dei Dauni 24, 00185 – Roma (RM), Italy
Email: info@sviluppofinanza.com
Phone: +39 350 053 0675